General overview
About us

IFS is a leading provider of a wide range of financial products and services spanning banking, insurance and wealth management services for retail customers and commercial clients in Peru, through one of the largest distribution networks (financial stores, ATMs and correspondent agents), specialized advisors and dedicated sales force, and digital channels (internet banking and mobile banking).

Our operations are divided into three different business segments that complement each other and represent independent sources of revenue: banking (operated through our subsidiary Interbank), insurance (operated through our subsidiary Interseguro) and wealth management (operated through our subsidiary Inteligo). We have built a business platform that leverages our capabilities and value propositions for our customers, while allowing us to enhance the effectiveness of our efforts to expand and consolidate our market position in the growing and underpenetrated Peruvian financial system.


We aim to maintain our position as a leading provider of financial services in Peru with our strategy of focusing on customers first, use of analytics, digital innovation and high-quality risk-management. We strive to provide the best experience to our customers through a convenient, agile and friendly service, which we believe leads to customer loyalty and satisfaction, to expand our customer base and to further potential for cross-selling. Leverage our leading market positions in our key businesses to benefit from the significant growth potential of the financial sector.

Our strategic priorities are as follow:

  • Provide superior customer experience.
  • Have a deep understanding of Peruvian clients.
  • Achieve digital excellence for our customers and employees.
  • Be a great place to work by maintaining a highly motivated team with a strong culture aligned to our strategy.
  • Foster clients, revenue and earnings growth.
  • Actively pursue cross-selling opportunities to leverage our customer base across IFS and Intercorp Peru.

We have established a premier financial group with leading market positions in each of our primary business segments. We believe that our market share, scale and highly recognized and trusted brands, combined with an increasingly integrated business platform, strongly position us to capitalize on the future expansion of the Peruvian economy.

  • Leading financial services provider focused on highly attractive businesses.
  • Track record of sustained growth supported by our strong market share and high profitability.
  • Convenient and innovative distribution network and digital channels with a customer-oriented approach.
  • Prudent risk management resulting in high asset quality, strong liquidity and high investment returns.
  • Increasingly integrated business platform with strong synergy potential.
  • Efficient operational platform supported by world-class technology and new digital capabilities.
  • Diversified funding base with competitive funding cost.
  • Affiliation with the Intercorp Peru group.
  • Experienced management team with proven ability to foster a merit-based culture and a highly motivated work force.

IFS is a corporation (sociedad anónima) organized under the laws of Panama in 2006. We are the majority owner and controlling shareholder of our subsidiaries, Interbank, Interseguro and Inteligo, which comprise our banking, insurance and wealth management segments, respectively. We are responsible for coordinating, supervising and establishing their strategy and management policies. In 2007, we conducted an initial public offering of our common shares publicly in Peru and privately outside of Peru.

Interbank is an open-stock corporation (sociedad anónima abierta). Interbank was incorporated in Lima, Peru in 1897 and formerly conducted business under the names “Banco Internacional del Perú S.A.” and “Interbanc”. In August 1994, as part of the government’s privatization efforts, 91% of Interbank’s share capital was acquired by Corporación Interbank, which subsequently transferred its holdings in Interbank to the Rodríguez-Pastor family through Intercorp Peru, a limited liability company organized under the laws of the Commonwealth of The Bahamas that is listed on the Lima Stock Exchange. After Interbank’s acquisition by Intercorp Peru in 1994, Interbank began conducting business under the name “Interbank” as part of a rebranding and modernization effort, and has become a leading universal bank in Peru.

Interseguro is a corporation (sociedad anónima) that was incorporated in 1998 by Intercorp Peru, pursuant to an agreement between Intercorp Peru and The Bankers Trust Company (“Bankers Trust”) (at the time the controlling shareholder of Consorcio Nacional de Seguros S.A.A., the largest insurer in Chile) to benefit from the expansion of the insurance business in Peru. In connection with the sale of Bankers Trust to Deutsche Bank AG in 1999, Bankers Trust’s interest in Interseguro was sold to a group of Chilean investors, and in 2000 Intercorp Peru acquired the portion of Interseguro that it did not own.

Inteligo was incorporated under the laws of the Republic of Panama in 2006. Inteligo Bank is a corporation that was incorporated in 1995 in The Bahamas and formerly conducted business under the names of Interbank Overseas Ltd. and Blubank Ltd. It is licensed by the Central Bank of The Bahamas to conduct various types of banking, trust, financing, investment and financial advisory services activities. Inteligo SAB is a corporation (sociedad anónima) that started operations in 1993. It is organized under the laws of Peru, and is licensed by the SMV to operate in Peru and conduct brokerage, custody, portfolio management and advisory services.

On July 18, 2014, the board of directors of IFS approved the acquisition of Inteligo, effective on August 1, 2014. This reorganization entailed the acquisition of 100% of Intercorp Peru’s shares in Inteligo by IFS in exchange for 19.5 million IFS common shares.

On May 2017, IFS signed a Share Purchase Agreement with Sura Asset Management S.A. (Colombia), Sura Asset Management Perú S.A. (Peru) and Grupo Wiese (Peru), for the direct and indirect acquisition of up to 100% of the shares of Seguros Sura S.A. and Empresa Administradora Hipotecaria S.A. The businesses incorporated into IFS under the transaction were mainly retirement annuities and individual life insurance operations. This acquisition was realized through transfers made on November 2 and 22, 2017.